How to Retire on Time
Welcome to How to Retire on Time, a show that answers your questions about all things retirement, including income, taxes, Social Security, healthcare, and more. This show is an extension of the book How to Retire on Time, which you can grab today on Amazon or by going to www.howtoretireontime.com.
This show is intended for those within 10 years of their target retirement date or for those are are currently retired and are concerned about their ability to stay retired.
- Update frequency
- every day
- Average duration
- 12 minutes
- Episodes
- 286
- Years Active
- 2024 - 2025
The Danger of Following Oversimplified Advice From Influencers
“Hey Mike, if the S&P averages 7%, then why would I not just put all my money in an ETF and take 6% each year?” Discover why retirement income planning is not simple and the risk you take when follow…
Why You May Not Want to Rely on the Monte Carlo in Retirement
“Hey Mike, what’s the Monte Carlo probability of success with your Reservoir strategy?” Discover the problems within the Monte Carlo simulation that may lead you to taking more risk than you realize.
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IULs Are Not Perfect, but They May Have Their Place
“Hey Mike, I’m getting pitched an IUL as a tax-free cash vehicle over doing IRA to Roth conversions. The growth potential is less than an IUL. What am I missing?” Discover when it may make sense to s…
Should You File Your Own Taxes or Get Help?
“Hey Mike, when does it make sense to file your taxes on your own versus having a professional file your taxes for you?” Discover when it makes sense to use a DIY tax preparation software and when it…
When IRA to Roth Conversions Do Not Make Sense
“Hey Mike, when would someone not want to do IRA to Roth conversions?” Discover when you may not want to convert some of your IRA assets to Roth.
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Request Your Wealt…
What "Timing the Market" Really Means
“Hey Mike, can you explain what ‘timing the market’ really means, when it’s bad, and when it makes sense to make adjustments?” Discover what timing the market really means. Also, learn about how to …
Celebrating Our 100th Episode (Reflections and Giveaways)
It’s How to Retire on Time’s 100th episode. Thank you for joining us on this journey. Enjoy Mike and David reflecting on the past 99 episodes. Podcast listeners will also enjoy some generous giveaway…
Do the Wealthy Have Tax Advantages?
“Hey Mike, how do the wealthy get around paying taxes?” Discover many misconceptions about how the wealthy minimize taxes and what you can do to help minimize your taxes overall in retirement.
Text yo…
Why Mike Believes Reverse Mortgages Don’t Make Sense
“Hey Mike, what do you think of reverse mortgages?” Discover why Mike believes reverse mortgages should not be in your retirement plan.
Text your questions to 913-363-1234.
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Why You May Not Want to Turn Your Hobby Into a Business in Retirement
“Hey Mike, I was told that I should turn my hobby into a business so I can lower my overall taxes each year. Is this legit?” Discover when it makes sense to make your hobby into a business that would…
Why You May or May Not Need $1.5 Million Saved for Retirement
“Hey Mike, is it true that you need $1.5 million saved to be able to retire?” Discover why arbitrary amounts of money saved as your goal may not be enough and where to look so you can determine if yo…
Does Private Equity Make Sense in Your Retirement Portfolio?
“Hey Mike, what do you think of Private Equity as a source for retirement income?” Discover when it may make sense to include private equity or private credit (debt) in your portfolio and when it may…
What Might be Missing From Your Portfolio
“Hey Mike, what’s something you see missing in many people’s plans when you first visit with them?” Discover risks you may not know exist when you plan your retirement with a stock/bond fund portfoli…
How to Prepare to Retire on Time if You Are Currently 50 Years Old
“Hey Mike, if you were 50 years old and planned to retire at 65, what would you do?” Discover various strategies to consider as you prepare to retire on time (60 years old or so).
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How to Prepare for the Market in 2025
“Hey Mike, what do you think the market will do in 2025?” Discover what could happen in 2025 and how to prepare for multiple outcomes.
Text your questions to 913-363-1234.
Request Your Wealth Analysis …
Does Private Equity Make Sense in Your Retirement Portfolio?
“Hey Mike, what do you think of Private Equity as a source for retirement income?” Discover when it may make sense to include private equity or private credit (debt) in your portfolio and when it may…
How Indexed Universal Life Insurance is Sold and What You Need to Know
“Hey Mike, I just heard that indexed universal life insurance is basically the perfect investment for a retiree. You say there’s no such thing as a perfect investment. What are the downsides of these…
What Happens When A Widow or Widower Remarries in Retirement?
“Hey Mike, I’m a widow of many years and am in love again. I want to marry my new sweetheart, but I’m concerned about the finances and my kids ability to get their inheritance when I go. Any guidance…
Strategies That May Help You Retire Before 59½
“Hey Mike, I’m 56 and just lost my job. Everything I have saved is in my 401k. I think I have enough to retire, but there’s a 10% penalty if I take money out of an IRA. Is there any way around this?”…
What to do if You Start Saving for Retirement Late
“Hey Mike, I’m 50 years old and haven’t been able to retire. Is there anything I can do to accelerate my retirement preparation?” Discover how to prepare for retirement if you are starting late with …