Aspire 2 Retire

On this episode of Aspire to Retire, the hosts discuss the current financial outlook and predictions for the economy, including the potential for a recession versus a booming market. They emphasize t…

On this episode of Aspire to Retire, the hosts discuss the importance of hiring a financial advisor, particularly as one approaches retirement. They emphasize that the best time to seek financial adv…

On this episode of Aspire to Retire, the hosts discuss the implications of job changes, particularly in light of Amazon's return-to-office policy. They emphasize the importance of understanding one's…

On this episode of Aspire to Retire, the guys discuss the parallels between the movie 'Moneyball' and retirement planning, emphasizing the importance of data-driven decision-making over emotional res…

On this episode of Aspire to Retire, the guys discuss the current financial landscape, focusing on the recent interest rate cuts by the Federal Reserve and their implications for clients' retirement …

On this episode of Aspire to Retire, Ralph, Tim and Scott discuss the transition into retirement and the importance of enjoying the fruits of one's labor. The conversation also covers the risks assoc…

At some point, you need to turn the former into the latter.  But how, and when?  Ralph, Tim and Scott discuss the best way to go about handling 401(k)s once you leave that job/the workforce behind (s…

With the Fed expected to lower interest rates in September, many are wondering if this will be the best (and possibly last) time to take advantage of the rates being offered on fixed commodities like…

After "retirement," it's the other "R" word, and something that we'll probably all encounter over the course of our retirements.  But there are steps that can be taken to reduce the effect that a rec…

Very few people enjoy talking about the beyond portion of retirement- that is, what our legacy (financial or otherwise) will look like once we're no longer here.  But as they say: an ounce of prevent…

And as importantly, how do you go about creating multiple streams in retirement?  Ralph, Tim and Scott discuss different methods on this episode of Aspire 2 Retire.

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Okay, it's certainly not the most attractive way to describe it, but the thought of money disappearing from your retirement accounts without knowing it probably isn't attractive either.  Ralph, Tim a…

It's obviously important to prepare financially for retirement.  But have you considered you you're going to prepare mentally?  It's a big change, and it may seem daunting, but it doesn't have to be.…

Sometimes things beyond our control alter our plans.  And not necessarily always negatively.  The guys discuss the importance of having a flexible plan to adapt to both the negative and (hopefully) p…

Simply put?  No.

But Ralph, Tim and Scott know that that's easier said than done.  Hear why you shouldn't let that happen, and what they do to help their clients in that regard on this episode of Aspi…

The saying goes: hindsight is 20/20.  And while probably true, it won't help undo the effects of a market downturn if you're overexposed.  The guys talk about the importance of understanding your ris…

Switching from receiving a regular paycheck from your employer to relying on your savings to provide that income can be a bit of a mental challenge.  But you don't want to overcorrect and become so f…

Hopefully you've been able to reap the benefits of the market highs we've experienced as of late.  But now what?  Do you keep all your money in, or is is time to seek safer harbors?  They guys weigh …

And it isn't just by consumers.  Ralph, Tim and Scott discuss why both consumers and financial professionals may have it wrong when it comes to annuities (and in the case of the latter, why it may be…

Social Security benefits could be reduced by as much as 25% by 2035.  The guys discuss ways to replace that lost income and even how to minimize the effect a reduction like that would have on your pl…