In this episode, we demystify the mortgage pre-approval process for first-time homebuyers. We'll cover key steps, necessary documents, and what lenders look for in assessing eligibility. Uncover common misconceptions, differences between banks and mortgage brokers, and how to optimize your debt-to-income ratio. Learn about the importance of the down payment and strategies for saving. Plus, get expert advice on when to start preparing and general tips for a successful home-buying journey.
Our guest expert is Lena Sazo, an expert in the world of residential mortgages. As a Residential Mortgage Loan Advisor with NEO Home Loans, Lena goes beyond the title, prioritizing client education and empowerment.
Have questions for Lena? Learn more about her process, send her an email, or call her at (510) 882-5232.