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The Ramsey Show - You Can’t Borrow Your Way to Peace

Author
Moffit Media
Published
Fri 25 Jul 2025
Episode Link
None

⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠




George Kamel and Dr. John Delony answer your questions and discuss:



  • "Why is it better to pay off my mortgage early instead of investing $300,000?"

  • "Can I do a Roth 401(k) and a Roth IRA at the same time?"

  • "I feel stuck between working the Baby Steps and taking care of a sick parent"

  • "How do we best invest $100k?"

  • "I'm $240k in debt. What is the best way to live below my means?"

  • "I owe the IRS $30k. How do I pay this off?"

  • "I'm spending $1,400 a month on car payments. How do I get out of this mess?"

  • "How much house can I afford?"

  • "Should I hold on to savings or pay off $700k in real estate debt?"

  • "Am I being stupid by not investing my money?"

  • "How do I prevent my kids from feeling left out?"

  • "Should I use a HELOC to consolidate my debt?"

  • "How do we prepare for our special needs son to be taken care of?"

  • "I've been paying on my student loans for 22 years. Should I wait 3 more years for student loan forgiveness?"

  • "I'm in business debt due to check fraud..."




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