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The Ramsey Show - Debt Won’t Fix What Discipline Can

Author
Moffit Media
Published
Mon 28 Jul 2025
Episode Link
None

⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠




Jade Warshaw and Rachel Cruze answer your questions and discuss:



  • "How do we recover from 2 hurricanes and being sued by credit card companies?"

  • "How do we handle debt now that our financial situation has changed?"

  • "How can we travel outside of the country without a credit card?"

  • "Should I use a $400k settlement to pay off a bankruptcy?"

  • "How do I get my husband on board with the Baby Steps?"

  • "My 15-year-old daughter is an influencer and has saved $100k for a car. How much should she spend?"

  • "Should I pay off my house before retirement?"

  • "Was buying a mobile home a mistake?"

  • "My husband gave away all of our retirement money in a scam,"

  • "Should I pay off my debt before going back to school?"

  • "My daughter is paying me back $50k. How do I make sure I'm responsible with this cash coming in?"

  • "Can we pay for a honeymoon while on Baby Step 3?"

  • "Am I a burden to my husband?"

  • "Do I make enough money to move out on my own?"




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