FYR027: One Big Beautiful Bill Act: What It Means for You. A conversation with Vector’s Sharon & Joe.

The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, brings sweeping tax changes—many of which could directly affect your income, savings, and estate plans. 

From an expanded standard deduction to new rules for charitable giving and 529 plans, the law offers opportunities—but also new limits and deadlines you’ll want to keep on your radar. 

In our latest podcast and blog, Vector Wealth advisors Sharon Calhoun and Joe Grochowski break down: 

• How the standard deduction is changing—and when phaseouts apply 


• The expanded SALT deduction cap (and who really benefits) 


• A permanent $15 million estate and gift tax exemption 


• Key charitable giving opportunities before 2026 rules take effect 


• New flexibility for 529 education savings plans 

As always, we’re here to help you make sense of these changes and ensure your strategies stay aligned with your goals. 

More OBBBA details on our blog: vectorwealth.com/search?q=OBBBA

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