Well Balanced
Well Balanced - Financial Planning, Bucket-Based Investing, Market Perspective, Wealth Management. A passionate and entertaining look at money and investing in and for retirement. For those that enjoy podcasts like Smart Money, On Investing, and BiggerPockets, Well Balanced is worth adding to your feed.
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Disclosures about our firm and this podcast.
Vector Wealth Management is registered as an investment adviser with the Securities Exchange Commission (SEC). The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. A copy of Vector’s current written disclosure brochure filed with the SEC which discusses among other things, Vector’s business practices, services and fees, is available through the SEC’s website at: www.adviserinfo.sec.gov.
All content in this podcast is for information purposes only. Opinions expressed herein are solely those of Vector Wealth Management and our staff. Material presented is believed to be from reliable sources, however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your financial advisor prior to implementation. It does not involve the rendering of personalized investment advice nor should it be viewed as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities discussed. Please note that neither Vector Wealth Management nor any of it agents give legal or tax advice. The firm is not engaged in the practice of law or accounting. This presentation shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to anyone.
All information referenced is for illustrative purposes is not intended to be representative of any specific investment vehicle. Past performance is not indicative of future results. Charts, graphs, and returns do not represent the performance of Vector Wealth Management or any of its advisory clients. Returns do not reflect the impact that advisory fees and other expenses have on the results.
All investment strategies have the potential for profit or loss. There are no assurances that an investor’s portfolio will match or outperform any particular benchmark. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies have the potential for profit or loss.
- Update frequency
- every 9 days
- Average duration
- 15 minutes
- Episodes
- 60
- Years Active
- 2024 - 2025
MP025: The “September Effect”: Myth, Data, and Market Perspective
Why September Stands Out
If you’ve heard of the “September Effect,” you already know the reputation. Over a century of data, every month of the year has averaged a positive return for the S&P 500—e…
FYR030: 3 Ways to Use Your Portfolio for Short-Term Borrowing with David Moser
In moments when you need short-term liquidity—whether for a home down payment, a business opportunity, or bridging a timing gap—your portfolio can offer more flexibility than you might think.
In our …
MP024: All-time Highs, Earnings, Rates. Market Perspective with Vector’s Jason Ranallo
In this edition of the Well Balanced podcast, we dive into three major financial stories making headlines:
- Stock Market Highs: The S&P 500 and NASDAQ have reached record highs, driven by optimism ov…
FYR029: Charitable Giving with Veteran Tom Lyons and Chris Wagner
In this conversation, Tom Lyons, chairman of the Minnesota Veterans Pantry and Vector’s Chris Wagner, discuss the importance of charitable giving and philanthropy. Tom shares his personal journey fro…
FYR028: Business Valuations and Exit Strategies with Tom Lyons. Hosted by Sharon Calhoun.
In this conversation, Tom Lyons, founder of a mergers, acquisitions, and advisory firm, and Vector’s Sharon Calhoun, discuss the intricacies of business valuations, exit strategies, and how to maximi…
FYR027: One Big Beautiful Bill Act: What It Means for You. A conversation with Vector’s Sharon & Joe.
The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, brings sweeping tax changes—many of which could directly affect your income, savings, and estate plans.
From an expanded stan…
MP023: Markets, Debt Ceiling, Home Un-Affordability at All Time Highs
All-Time Highs: What They Mean—and What They Don’t
Today, we’re exploring a topic that’s hitting headlines, stirring conversations, and maybe even finding its way into your family group texts: all-ti…
FYR026: Treat Yourself: Why Intentional Spending Matters in Retirement with Chris Wagner
What Would You Do With $300?
In the latest episode of Well Balanced, Vector advisor Chris Wagner joins Ezra Firkins to discuss a simple but revealing question: Can a $300 purchase improve your life? …
FYR25: Target Date Funds in Retirement Accounts with Mike Nesheim
In this edition of The Well Balanced Podcast, Ezra Firkins sits down with Senior Wealth Advisor Mike Nesheim to unpack a scenario that pre-retirees face: I’ve got a target date fund in my 401K and I …
FYR024: Weddings and Financial Planning with Joe Grochowski
In this episode of Vector's Well Balanced podcast, senior wealth advisor Joe Grochowski discusses the financial planning aspects of weddings, particularly focusing on how parents can support their ch…
FYR023: The 10X Retirement Savings Rule with Charlie Gruys
In this episode of Vector’s Well Balanced Podcast, our communications director Ezra and wealth manager Charlie Gruys explore retirement savings goals through practical examples, benchmarks, and finan…
WB005: Art, Math, and Financial Planning with Emily Victory
In our latest episode, Vector’s Sharon Calhoun sits down with Emily Victory, a pattern-driven artist whose work lives at the intersection of art and mathematics. Emily shares her journey, revealing h…
MP022: Moody’s Downgrade of U.S. Credit with Jason Ranallo
A shift occurred in the world of government bonds—one that, if the trend continues, could have implications for interest rates, mortgage affordability, and the broader economy. In our latest podcast …
MP021: The Latest GDP Report, Imports, and Context with Jason Ranallo
Every quarter, a new set of GDP reports make headlines. In our latest podcast we dig into Gross Domestic Product, market reaction, and dig into the details behind the numbers.
Here’s the backdrop: …
MP020: A Steady Framework to Navigate a Turbulent Market with Jason Ranallo
This week, we’re applying our facts-frame-approach concept (introduced in last week’s podcast) to a couple of themes making headlines: tariffs and market volatility.
News Theme One: Tariffs and His…
MP019: Facts, Framework & Approach with Jason Ranallo
In times of market swings, it’s easy to feel like you’re being swept along by a wave of headlines and data points. At Vector Wealth, we believe that while facts, like market prices, are important, th…
MP018: Consumer Sentiment and the Stock Market with Jason Ranallo
When people feel the worst about the economy, that’s often when markets perform their best. Strange, right? But this is one of the fascinating dynamics we see when we dig into consumer sentiment—a ga…
MP017: Moderate Corrections are Part of the Investing Journey with Jason Ranallo
Stock market volatility has returned, driven in part by increased uncertainty. As of March 11th, the S&P 500 was down about 9.3% from its all-time high made in February. The largest tech-oriented com…
FYR022: Protect Your Partner’s Financial Future. Why Every Couple Needs a Plan for the Surviving Spouse with Mike Nesheim.
In this podcast episode, senior wealth advisor Mike Nesheim discusses the importance of financial planning for surviving spouses. We explore the role of financial advisors in guiding families through…
MP016: Tariffs, Economic Activity & The Super Bowl with Jason Ranallo
You might wonder—do tariffs or the Super Bowl cause inflation? Locally, and in the short term, yes. This week, two seemingly unrelated events—proposed tariffs and the Super Bowl—offer us a chance to …