Housing Market Warning: Don’t Count Your Home as a Retirement Plan

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Pending home sales slipped again in June—down 0.8% versus expectations of a 0.3% drop—while active listings surged by 29%. Trouble is brewing in the housing market, and the signs are hard to ignore. Despite being propped up by limited supply and financial engineering, the fundamentals are cracking. Chris sounds the alarm: housing should never be treated as a retirement plan or savings vehicle. It's a necessity, a bill—not an investment. From maintenance costs to taxes and insurance, the long-term returns of homeownership often pale in comparison to true wealth-building assets like equities. Corrections are healthy, he argues, and lower prices could actually strengthen communities and the broader economy.