91: Michael Spelfogel, Co-Founder & President, Cardless | Taped Live at Money 20/20 2024

Dive into the evolving world of credit cards with Michael Spelfogel, co-founder and president of Cardless. Spelfogel discusses how Cardless is revolutionizing the co-branded card space by enabling brands to launch and scale credit card programs at unprecedented speeds. He also shares insights on the impact of AI on customer experience and underwriting, the growing trend of buy now, pay later, and the future of credit in an increasingly digital economy. Plus, hear about his unique approach to competitive analysis: owning 300 credit cards.

1:44: Cardless's unique approach to credit card platforms.

3:49: The origin story of Cardless and its data-driven approach.

12:30: The intersection of credit cards and buy now, pay later trends.