The Sage Investor

Larry Kiser talks about the bold decision people make to retire – to go from accumulating to spending. Larry shares the questions he asks people about their resources and how he assesses what they ha…

Larry Kiser discusses his path to becoming an advisor. Larry shares about his initial entrepreneurial endeavors and how advice about work ethic from a friend led him into life insurance and financial…

Larry Kiser discusses pensions and how they differ from 401(k)s and other retirement plans. Larry lays out three different types of pension plans and how payments can vary. He also lays out a strateg…

Larry Kiser discusses QCDs: what they are, the types of accounts that can disperse them, and the ages that people have to make these decisions. Larry also highlights several more parameters, includin…

Larry Kiser discusses some IRS rules that are changing, particularly around retirement accounts. Larry explains how those changes affect people and he defines the difference between tax preparation a…

Larry Kiser discusses the importance of sticking to principles and what exactly asset allocation is. Larry shares how asset allocation is such a large percentage of success in the market and three el…

Larry Kiser defines what required minimum distributions are and why the government is so fervent in enforcing them. Larry has a funny saying about the IRS and shares what ages people have to start ta…

Larry Kiser discusses what qualified money is and what Larry thinks a good threshold is for people saving it. Larry describes the pitfalls of putting too much money on pre-tax accounts and leaving th…

Larry Kiser defines what qualified money and non-qualified money are and the types of accounts that align with each. Larry explains different penalties and strategies for managing both types of accou…

Larry Kiser talks about election angst. Larry urges listeners to stick to their principles because emotions can derail their decision-making. Larry also explains what he has seen markets do over long…

When you need someone to help plan your retirement, you don’t want to go for the novice approach. You want the guide that brings you the knowledge needed to build your future.

That’s just what The Sa…

Larry tells his story about how he walked on to the Brigham Young football team and his children’s playing careers. He then breaks down the different mechanisms and tax strategies within the 401(k) a…

Larry Kiser, Certified Financial Planner and owner and founder of Sage Wealth Design, gives his back story, including why he moved from 20-plus years in life insurance to starting his own firm. He ex…