Student Loan Shake-Up in the OBBB: Changes in 2026

Big changes are coming to the student loan system—and if you or your kids plan to attend college soon, you need to know what’s inside the One Big Beautiful Bill.

In this week's podcast, Nic and Alex break down the sweeping new legislation that overhauls how federal student loans work starting July 1, 2026. From newly capped borrowing limits to stricter repayment plans, these reforms are designed to curb runaway college costs—but could leave some families scrambling to fill financial gaps.

They walk through:

• New limits on Parent PLUS and graduate loans
• What counts—and doesn’t count—toward eligible loan expenses
• The end of $0 minimum payments for low-income borrowers
• Why filing taxes separately may no longer help reduce payments

Will these changes force students and parents to reassess how education fits into their long-term career decisions?

Listen, Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Nic Daniels & Alex Lundgren