How Much House Can You Really Afford? Housing Costs, Mortgage Myths & Financial Freedom

In this week's episode of The Money Hour on Newstalk KBOI, Brian talks about the biggest financial stressors Americans face—housing costs. How much of your income should go toward your mortgage or rent? Are you "house poor" and don’t even know it? He breaks down the real numbers behind PITI (Principal, Interest, Taxes, Insurance), lending standards, and how federal programs play into affordability.

He also shares insights from listener calls, including one homeowner living mortgage-free for decades and another struggling to balance quality of life with rising costs. Plus, Brian gets personal—sharing why he chose to build a home from scratch and how his construction journey parallels building financial security.

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https://www.therealmoneypros.com

Host:

Brian Wiley