RIA Advisors Chief Investment Strategist Lance Roberts w Danny Ratliff, CFP review market volatility and more signs a recession is nearing; why the government didn't refinance SS and pension debt while interest rates are low; Why there aren't more 401-K Millionaires; the wealth gap explained; Saving and paying for college; men who live as dogs; celebriphelia and social media (seriously, some of this stuff you just can't make up!)