The Power Of Zero Show
Tax rates 10 years from now are likely to be much higher than they are today. Is your retirement plan ready? Learn how to avoid the coming tax freight train and maximize your retirement dollars.
- Update frequency
- every 7 days
- Average duration
- 15 minutes
- Episodes
- 357
- Years Active
- 2018 - 2025
The Hidden Costs of Whole Life Insurance
For many people, an approach that incorporates whole life insurance has become part of their broader retirement strategy. Is that a good way to go? That’s what David McKnight addresses in this episod…
Why You Should Replace Your Bonds with an Annuity
In this episode of The Power of Zero Show, host David McKnight discusses why it may make sense to replace the bonds in your retirement portfolio with a Fixed Index Annuity, and how doing so could lea…
Where Dave Ramsey and Suze Orman Fit and Where They Don't
David sits down with John Manganaro to unpack the advice of financial gurus like Dave Ramsey and Suze Orman. While their guidance has helped countless Americans get out of debt, David explains why th…
If A.I. Leads to Universal Basic Income, How High Will Taxes Have to Go to Pay for It?
David explains why A.I. could make Universal Basic Income (UBI) a reality sooner than you think. As machines take over more jobs—especially white-collar ones—we may need a new safety net just to keep…
Social Security and Medicare Trustees Just Dropped a Bombshell (New Dates for Insolvency)
David starts by talking about the apocalyptic headwinds facing Social Security and Medicare and what it means for your retirement plan.
The Social Security and Medicare trust funds are projected to b…
Five Mathematical Reasons to Delay Retirement by Five Years
How could postponing your retirement by just five years transform your retirement picture? David McKnight shares mathematical reasons that could help.
Reason #1 is compounding. As David explains, “W…
Vanguard--4 to 5% Stock Market Growth Over Next 10 Years (Should You Change Your Retirement Strategy?)
In this episode of the Power of Zero Show, David McKnight looks at headlines, such as those from Vanguard, BlackRock or Morningstar, that have predicted a dismal forecast for stock market returns ove…
Should You Take Social Security Early Given the Scary Trust Fund Report?
The 2025 Social Security Trustees Report is out and the news is bleak. This episode of the Power of Zero Show looks at the potential repercussions if nothing changes by 2033.
If things don't improve,…
The Vindication of Indexed Universal Life and Fixed Indexed Annuities: What the Ernst & Young Study Finally Proves
Ernst & Young recently came out with a new updated study, which is likely to scandalize mainstream financial experts like they did with their 2021 study.
Back then, they asked the question, “Is the s…
Can Republicans Actually Make the Trump Tax Cuts Permanent?
President Trump’s proposed Big Beautiful Bill (BBB), which has been getting everyone’s attention of late, is the topic of this episode of The Power of Zero Show.
Host David McKnight points out that …
Doug Andrew: Consider Rolling Your IRA into an IUL (Good idea?)
David McKnight addresses Doug Andrew’s recommendation of turning your IRA into an IUL.
David agrees with some of Andrew’s views, including his objection to rolling a 401(k) into an IRA, and then leav…
Financial Collapse in 3 Years?
This episode of The Power of Zero Show revolves around a recent Ray Dalio video in which he issued warnings about the U.S. debt crisis.
In the clip, Dalio appears to be giving America three years to …
Will Safe Harbor Rules Protect You If You Do a 4th Quarter Roth Conversion?
David McKnight looks at why many people wait until the fourth quarter to do a Roth conversion, the potential penalties, and what can be done to avoid having to pay underpayment penalties to the IRS.
…
How to Avoid the Roth Over-Conversion Trap
In today’s episode, David McKnight focuses on whether you should do a Roth conversion, how much you should convert per year, and whether it’s possible to over-convert to Roth.
David explains that an …
The Problem with Target Date Funds
David McKnight looks at Target Date Funds (TDFs) and why their set-it-and-forget-it approach to investing is NOT something you should rely on.
David kicks things off by explaining how TDFs work, incl…
I've Maxed Out My 401(k), Now What?
In this episode of the Power of Zero Show, host David McKnight discusses the scenario in which you have maxed out your 401(k) and are wondering where you should invest the rest of your money.
The epi…
Why Does the Incoming SEC Chair Paul Atkins Have 54 Life Insurance Policies?
In this episode of the Power of Zero Show, host David McKnight addresses the claim that sees Paul Atkins owning 54 life insurance policies for an astounding 10% of his $327 million net worth.
Someone…
The 8 Taxes You Could Pay When Doing a Roth Conversion (Is it worth it?)
In this episode of the Power of Zero Show, host David McKnight looks at every possible tax or cost that may result from a Roth conversion.
The first tax you’ll have to pay when executing a Roth conve…
Should You Take More Risk in Your Roth Accounts Than Your Other Investments?
This episode of the Power of Zero show explores whether you should be taking more risks in your Roth accounts than in your other investments.
Host David McKnight kicks things off by stating that if y…
Debunking Doug Andrew’s Roth IRA Hit Job Video
In this episode of The Power of Zero Show, host David McKnight looks at Doug Andrew’s recent video in which he implored his audience to never use a Roth IRA or a Roth 401(k) again.
Andrew sees Indexe…