VA Loan Myths Busted: What Young Doctors Need to Know About Buying Their First Home

In this episode of The Loan Doctor Podcast, Sean Charles—recovering realtor and top-producing loan officer—breaks down a recent real-world conversation with two young doctors working at the VA. Can they qualify for a VA loan? (Spoiler alert: no.) But they can qualify for something even better—physician loans.

Sean explores:

• Who qualifies (and doesn’t) for a VA loan
• Why physician loans offer big benefits, even with a down payment
• The truth behind builder incentives and hidden costs
• Why buying now could beat renting—even short-term
• How to roll upgrades and solar panels into your mortgage for a tax-smart move
• A step-by-step strategy that beats "just getting a loan"

This episode is packed with game-changing advice for any physician, resident, or high-income earner trying to navigate the world of real estate, equity, and long-term wealth building.

📲 Call or Text Sean Directly: (973) 461-6955

📣 Subscribe + Share with anyone you know in medicine or law looking to build wealth through smart home financing.