Life & Finances Episode 21: It's Not a Budget: The R&D Cash Flow Planning Process

Are you planning for retirement? Avoid these 5 critical mistakes that could derail your financial future.
In this episode, we cover:
How the Sequence of Returns can make or break your retirement income
Why market timing often leads to disaster
The importance of cash flow planning in early retirement
How emotions can sabotage investment performance
What realistic return expectations should actually look like
Whether you're already retired or just starting to plan, this guide will help you sidestep common pitfalls and create a smarter, more sustainable financial future.
Stay invested. Stay prepared. And build an all-weather retirement plan that works in any market condition.