Life & Finances Episode 18: Concerning Those 401(k) Rollovers

Navigating your 401(k) options can be overwhelming: whether you're changing jobs, nearing retirement, or optimizing your investment strategy. In this episode, our financial professionals Roger and Jake break down the essentials of 401(k) rollovers to help you make informed decisions about your retirement savings.

They cover the key differences between direct and indirect rollovers, potential tax implications, and how the Rule of 55 might allow penalty-free early withdrawals. You’ll also gain insights into in-service withdrawals and the often-overlooked benefits of Net Unrealized Appreciation (NUA) for company stock.

Topics Covered:
401(k) rollover options and key considerations
Direct vs. indirect rollovers: what you need to know
Understanding in-service withdrawals for active employees
The Rule of 55: accessing funds before retirement
Leveraging Net Unrealized Appreciation (NUA) for tax-efficient company stock management

Whether you're planning for the future or making critical financial moves, this episode provides practical insights for your retirement savings.

Don’t forget to like and subscribe for more discussions on financial planning and retirement strategies.