123: Frank Fantozzi; "Having the Benjamins" (Rocks)

Frank knows cash is king, and he's sitting pretty right now. He got smart during the recession, starting not just a "rainy day fund" but also an "opportunities fund." His employees love this setup, because they have secure bonuses and they feel secure in their job.

Today he talks about the "return on life" and what that means to him. His biggest challenge is scaling, and he talks candidly about how that looks in his business.