This is the third major bank failure this year - should we be concerned?

Today we breakdown the failure of First Republic Bank. The bank was taken over by JP Morgan Chase after facing some serious financial difficulties that left the bank in turmoil.

Dr Boyce also speaks about how banking crises are a part of the process, but there are indications that the stock market could do quite well over the next year and a half.

Dr Boyce Watkins is the leading Black Wealth expert in America. He has a PhD in Finance and is the founder of The Black Business School. To learn more please visit BoyceWatkins.com