CeMAP 2&3: Topic 17

This week we’re diving into a massively under-rated but totally crucial part of your CeMAP 2 and 3 studies: the UK’s State Benefit System.

Yep, it falls under financial protection, and no – you can’t wing this bit if you want to pass. You WILL be asked about it in the exam. So, we’re breaking it all down. 🧠

What You’ll Learn in This Episode:

✅ The difference between paid-for protection (like life insurance) and state-provided protection (like Universal Credit)

✅ What means-tested vs non-means-tested benefits are

✅ What CeMAP questions often look like when it comes to benefits

✅ The ins and outs of Universal Credit

✅ Full breakdown of the Support for Mortgage Interest (SMI) Loan – including: ‣ Who qualifies ‣ What it covers ‣ How it's paid ‣ When it has to be repaid ‣ The 52-week linking rule ‣ The 3-month eligibility rule ⚠️ You could get up to 20 questions across CeMAP 2 & 3 just on this content – it’s that important!

Resources to Support You

🎓 🖥️ Over 12 hours of FREE CeMAP study material: 👉 https://learning.futureinfinance.co.uk/

🎟️ Book your next CeMAP Masterclass now: 👉 https://futureinfinance.co.uk

💬 Plus, get direct access to me until you’re fully qualified.

🎧 Subscribe, hit the bell, and share with someone else studying CeMAP – let’s make sure no one gets tripped up by benefits questions again! #CeMAP3 #UniversalCredit #SMI #SupportForMortgageInterest #FinancialProtection #MortgageAdvice #CeMAPStudyTips #FutureInFinance #MortgageAdvisor