Refinance or wait? Here’s what you should do

Why refinancing now could be one of the smartest moves you make

Interest rates are finally falling and with that shift comes a huge opportunity if you know how to take advantage of it. In this episode of The Brokers Lounge, Eddie and Carlo break down what refinancing actually means in today’s market and why it might be worth doing sooner rather than later.

They unpack the real benefits beyond just chasing a lower rate, like unlocking equity to invest, improving cash flow, accessing better loan features (hello multiple offset accounts), or consolidating debt to ease the monthly squeeze. They also walk through common traps to avoid, including churn fatigue, hidden fees, and stretching your loan term unnecessarily.

Whether you’re coming off a fixed rate, feeling the cash flow pressure, or just want to make sure your loan is still working for you, this episode gives you the clarity and numbers to make a smart decision. Plus, they talk through what’s likely ahead for rates and how to weigh up variable versus fixed options in a falling market.

If you’ve been wondering whether it’s worth switching, this is your cue to take a closer look. The right move now could save you thousands over the long run and give you more control over your money.

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation