1. EachPod

#90: The Income Snowball: Stop Saving, Start Earning with Roberta Maecham

Author
Melissa Manning
Published
Wed 03 Sep 2025
Episode Link
https://www.audaciousfounder.com/podcasts/the-audacious-founder-podcast-being-bold-in-business/episodes/2149052921

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Watch this video about the Tardus' Income Snowball


What if the only thing standing between you and financial freedom was your fear of big numbers?


In this powerful episode, Roberta sits down with her financial coach, Melissa Manning of Tardus, to unpack how she went from limiting beliefs to limitless possibilities using the Income Snowball™ strategy. From almost losing $150K on a deal in Spain to investing hundreds of thousands with confidence, this is the journey from "safe mode" to serious cash flow.


Whether you're asset-rich and cash-poor or still sitting on the sidelines, this episode will shift your mindset, reveal powerful wealth strategies, and inspire action toward financial independence—within 3–5 years, not 30.


đź’ˇ Key Topics Covered




  • How Roberta nearly lost $150K—and bounced back with strategy.




  • The psychology of money: Why fear of big numbers keeps people stuck.




  • What it really means to be “cash-flow rich.”




  • Using whole life insurance as a living financial tool (not just for death).




  • How to reverse-engineer your income goals and build a wealth system.




  • Why coaching, not tools, transforms your financial results.




  • How to make your money work for you faster than traditional retirement plans.




âś… Actionable Insights




  • Start where you are. Don’t wait to “have more.” Begin with whatever cash flow you can find.




  • Redefine “extra money.” Bonuses, raises, even tax returns? Invest them before you spend or pay off low-interest debt.




  • Join a free Tardus coaching call. Understand your cash flow and snowball potential: [Insert Link]




  • Think cash flow, not just appreciation. Invest in income-producing assets: short-term notes, rentals, dividend stocks, etc.




  • Build systems, not goals. A repeatable strategy makes your wealth journey predictable and sustainable.




  • Face your fears. Ask: “What’s the worst-case scenario?” Then: “Can I survive it?” (You probably can.)




đź’ˇ Key Topics Covered




  • How Roberta nearly lost $150K—and bounced back with strategy.




  • The psychology of money: Why fear of big numbers keeps people stuck.




  • What it really means to be “cash-flow rich.”




  • Using whole life insurance as a living financial tool (not just for death).




  • How to reverse-engineer your income goals and build a wealth system.




  • Why coaching, not tools, transforms your financial results.




  • How to make your money work for you faster than traditional retirement plans.




đź“š Resources & Mentions




  • Free Group Coaching Call with Tardus: [Insert Link]
    Learn how to assess your finances and kickstart your snowball strategy.




  • Book: Creating Your Income Snowball by Tanisha Souza
    An insider’s guide to the strategy and its impact across asset classes.




  • Book: What Would the Rockefellers Do?
    A deep dive into wealth preservation and infinite banking.




  • Strategy Platform: Tardus Wealth Strategies – [Insert Link]
    Explore the coaching and investing tools that build cash flow and resilience.




  • Group Mentioned: CEO Life – A global network of entrepreneurs and visionaries.




  • Roberta’s Personal Journey: Follow on [Instagram / YouTube / Platform]
    Behind the scenes of flips, wins, and the real-life Income Snowball in action.




đź’¬ Final Thought (from Roberta)


"I’m not sponsored—just passionate. This system changed my financial reality, and I want that for you. You don’t need to be fearless, just informed. Every flip, every dollar, every mindset shift matters. This is how you stop surviving and start designing your financial future."


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