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#43 Are BDBNs overrated?

Author
Tara Lucke
Published
Mon 07 Jul 2025
Episode Link
https://www.theartofestateplanning.com.au/podcasts/the-art-of-estate-planning-podcast/episodes/2149046121

They're seen as a “must-have” in estate planning. But… are Binding Death Benefit Nominations (BDBNs) actually essential for every client?


In this episode, we challenge the conventional wisdom around BDBNs — and ask whether we’ve all been giving them a little too much credit.


We unpack:



  • Situations where a BDBN makes sense — and where it might not  

  • Why more certainty doesn’t always equal a better outcome when it comes to super  

  • Less isn’t always lazy — sometimes it’s smart strategy.  


Want more information about your BDBN Precedent package for self managed super funds? Find out here.

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