If You Can Talk Bedroom, You Can Talk Budget |The 3L's Podcast Ep 6

Money talks without the awkwardness? Yes, please. In this episode of The 3L’s Podcast (Life, Love & Legacy), Eman (financial advisor) and Mimi get brutally honest about money and relationships, the habits they brought into marriage (budget king vs. bargain queen), how redundancy flipped their roles, and why the phrase “It’s not your money, it’s OUR money” saved their sanity (and their bank balance). We break down the real-life systems that work for us: a joint account for bills and individual “fun money” accounts, total transparency, and regular money check-ins to prevent resentment from growing. We also discuss teaching kids about money by letting them hear real conversations, such as mortgage chats, budgeting, and investing, so good habits can start early. Then it gets spicy: a viewer dilemma, “My spouse hid debt before marriage.” We unpack how to rebuild trust, create a payoff plan, and decide when secrecy crosses the line. Additionally, we share simple wealth-building strategies for UK couples, including ISAs, workplace pensions, estate planning, and why we opted for tenants in common (50/50 ownership) to safeguard our children and long-term legacy. And yes… the Petty Section delivers: Mimi confesses to hiding Amazon boxes (growth happened, okay?).

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