From "Our Money" to "My Money": The Homeowner's Guide to Starting Over

The emotional and financial aftermath of separation can feel like navigating through a storm with no compass. That overwhelming shift from thinking about "our money" to suddenly handling everything solo creates sleepless nights and genuine fear about the future. Having walked this path myself, I know exactly how isolating and frightening this journey can feel.

Today I'm breaking down a clear three-step approach to regaining your financial footing after separation. First, you'll need complete clarity on your current financial position—understanding your income, debts, joint accounts, and credit score before making any major decisions. Second, we explore your realistic options around home ownership, whether that means buying out your ex-partner, qualifying for a solo mortgage, selling to start fresh, or temporarily renting while rebuilding. Third, I encourage starting small but dreaming big, creating achievable financial goals that rebuild your independence step by step.

My own separation journey taught me powerful lessons about financial rebuilding. At 36, I experienced the surprising joy of buying my first car independently—choosing exactly what I wanted without compromise. Over time, I built an investment property portfolio from scratch. These experiences shaped not just my personal recovery but also my professional approach to helping other women navigate similar transitions. That's why I've created my new eBook "Strong, Secure and Supported: Financial Guide for Women Navigating Separation," packed with practical guides, checklists, and genuine encouragement for the tough days. Remember—separation might be a difficult chapter, but it's far from the end of your financial story. It's simply the beginning of your remarkable comeback. Grab a copy of the eBook by commenting below and share this episode with someone who needs support right now.

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