#166 "Just-in-time shopping": Overcome fear-driven purchases, save money and space, and spend mindfully

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In today's episode, I talk about the strategies I've been trying to address over-acquisition and manage my finances, from savings pots to practising 'just-in-time' shopping. I explain how these methods, alongside mindfully resisting impulse buys and more, are helping me reduce clutter.

• Personal Financial Management


• Dedicated accounts with savings pots for various expenses like glasses, car repairs, and gifts.


• Spending limits.


• Evaluating the necessity of purchases.


• Reflecting on past financial struggles.


• The tendency to overprepare due to fear of scarcity.


• The impact of hoarding on life, such as emotional pain from bereavements.


• The challenge of trusting that resources will be available when needed.


• Shopping Habits and Strategies


• Emphasising rationality in shopping.


• The "just in time" shopping approach to combat over-acquiring.


• Mindful shopping techniques


• Checking existing supplies before shopping.


• Using shopping lists with flexible categories.


• Resisting urge-driven purchases like discounts.


• Mindful Financial Practices


• Exploring alternative uses for money beyond impulse buys.


• Prioritising spending on quality experiences.


• Past Financial Hardship and Emotional Impact


• Past experiences of financial hardship leading to anxiety and hoarding.


• Reflecting on the emotional impact from periods like the COVID-19 pandemic.


• Personal Growth and Overcoming Beliefs


• Encouragement to try despite potential failures.