Get Out of Debt! (Securing financial freedom one step at a time)

Are you in debt? Do you need a strategy?
to get out of debt? Well, today I've got a
guest that's gonna help you do just that
so, stay tuned.

How do I bring my faith to
work how do I tap into the power of God.
Why am I going
through this adversity?
Hi I’m Os Hillman. I've
been helping leaders like you answer
these question for over 30 years.
That's what this podcast is all about.
Let's learn and grow together.
Welcome to TGIF Today God Is First .

So welcome to our podcast this week. It is such
a delight to have my daughter as my
guest this week and her name is Charis
Brown and Charis is in the media and she
has a new book out and it's a book that
everyone's gonna benefit from and so she
is author of two books she actually
created a new book when she was working
for me called TGIF for next generation
and her new book is called Alt Money
Choices: Securing financial freedom one
choice at a time and she speaks to
groups about faith and finance she's
also an editor for ClarkHoward.com and
managing editor for ClarkeDeals.com
daily deals website started by a
consumer expert radio talk show host and
New York Times bestselling author Clark
Howard. She lives with her husband just a
few miles from a with their cat in North
Atlanta well. Charis great to have you on
today thanks for having me dad well
you've done a great job with this new
book and we're gonna get into some
details but before we do let me just
tell people that you know this is your
second book and you wrote TGIF for next
generation which is a daily devotional
and you can get it online at your
website what website is that if they
want to go and sign up for your place oh
well if they want to get the free
devotional its prison ministry at work
but of course you guys have copies so I
would encourage people to get copies
from you too so yeah it's a it's a 365
day daily devotional
and her ministry site is Prismministries.org or prism ministries.org but
today we're talking about this new book
and Clark Howard you know it's
interesting he is a household name in
Atlanta and a few other cities. How many
cities is he in now? He's in quite a few
there's a there's a long list of media
affiliates that will air the show in
different markets um you know LA it's
one of those big cities that
regularly air the Clark Howard show so
yeah well he's quite a name in different
markets and he helps people save money
and it evidently has rubbed off on
Karras because she now has a book that
he is endorsing and he won't endorse a
book that doesn't prove it's going to
save people money so you can be sure
this has been field-tested by a Clark
but he gave a great recommendation for
the book and today we're going to talk
about this and listen to what Clark says
about the book
I loved Charis’s book. I couldn't stop
reading it and I finished it in a couple
of hours what I love about Charis’s story
is she's so methodical about her process
and she's not preaching at people she's
teaching how to get their money in order
and so that's what we're going to learn
today and so we're going to go ahead and
shut our video off so today we're going
to talk about top 10 financial mistakes
people make that cost them money and how
you can avoid them you know curious when
I looked at that list I thought that was
an incredible list of things that you
know money just flows out of our pockets
so easily sometimes and you put together
a list and different aspects of what
those ten things are that eat people's
money and so we're gonna go through each
one and you're gonna tell us what we
need to know about it and mistake number
one is over buying on a home tell us
about that alright well a home you know is probably
the biggest one of the biggest financial
decisions that will make in a lifetime
because a home is generally the most
expensive part of somebody's budget if
you look at someone's pleasure
like a pie you know if the h