Will India’s debt surge lead to a financial bust?

In recent years, India has witnessed an unprecedented surge in personal loans, credit card spending, and household debt. With digital platforms making borrowing as easy as a tap, access to credit has never been faster. But as loans pile up, so do the risks. Are we on the brink of a credit bubble, or is this just the natural evolution of a growing economy?

In this episode, we explore:

• The driving forces behind India’s credit boom and how it compares to past financial crises
• The shift from corporate to household borrowing and its implications for the economy
• The role of fintech in reshaping India’s lending landscape and the risks of over-leveraging
• Early warning signs of a debt trap and how to avoid falling into one
• The regulatory measures in place to prevent a crisis and whether they’re enough

Watch full conversation with Radhika Pandey: https://youtu.be/8507vYwKYmI?si=YkmASQJlRHnF5YIw

Watch full conversation with Bhavin Patel: https://youtu.be/7AxbRUISzIE?si=d0ZoVtv0SlH1F3ef

*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.