Why is it hard to stick to long-term financial goals?

We live in an age where SIPs, insurance plans, and retirement calculators are just a tap away. But despite the access and awareness, most of us hit pause before the plan plays out.

In this episode, we unpack the deeper forces that derail long-term financial consistency. It’s not just about knowledge—it’s about belief, emotion, and behaviour. We discuss:

• Why short-term temptations overpower long-term intentions?
• How emotional disconnect makes us abandon well-meaning plans?
• The hidden influence of childhood money patterns and identity triggers.
• What makes someone stick with a plan—and why another quits halfway?
• Behavioural hacks to build consistency, from micro-actions to meaningful goals.

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