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In Part 1 of the episode, we delved into the impact of online platforms and P2P lending. If you haven't already, we recommend checking out Part 1.
In part 2 explores the role of credit history, credit reports, and credit scores in building trust based on a borrower's financial track record. Additionally, we will highlight key considerations for borrowers, such as interest rates, eligibility criteria, and potential fees and penalties when weighing the pros and cons of personal loans.
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