Surprise Subjects

Here's the reveal: Don discovers that one of the worst investment ideas of all times has risen from the dead. Yes, Collateralized Mortgage Obligations (CMOs) are being sold again. Then, Tom's topic is retirement. Do we have retirement planning backward? When should we start planning for our post work life?
Then we take listeners questions:
Is there a better investment than VT for kids long-term investments?
What is our opinion of Avantis All Equities Markets ETF (AVGE)?
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