Rent and Invest?

Buying a home may not be as smart as renting. Rising interest rates have pushed the cost of home ownership far above the price of renting a similar home. Yet, home prices have not fallen enough to offset the differences. Plus, what does "kit and caboodle" mean?
Listeners ask:

In order to create a simpler portfolio, does it make sense to wait until prices of existing securities recovers?

In a somewhat hodgepodge portfolio, should an ETF be sold to buy CDs?

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