Q&A: Another Way to Roth Kids

Today's questions and comments include the following:

Another way to fund a child's Roth IRA.

Can regular in-service transfers be made from a bad SEP-IRA into a traditional IRA?

Does using a margin loan to buy commercial real estate makes sense?

Does this simple three-fund portfolio look okay?

Can you contribute more than you earn to IRAs and 401ks?

How much diversification is needed in a bond portfolio?

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