Flipping Out

As real estate prices peak, some of the first feel the effects are speculators like flippers. There is no easy money. Just ask Kevin Bacon.
Then, on to the questions:
Can you tax loss harvest from a municipal bond ETF in a total market bond ETF?
What are the alternatives to to long-term care policies?
Does an immediate annuity make sense?
What is the purpose of bonds in a portfolio?
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