Awful Annuity "Guarantees"

One of the biggest annuity collapses in history is progressing in slow motion. This has left the annuity investors stuck without access to their money for years, with no relief in sight. So, just how safe are annuities, and how can those selling them claim they are "guaranteed?" Don is given a fee disclosure document for an Invesco fund, and the costs are shocking.
Then, a listener asks: Why don't we suggest Roth IRAs for everyone?
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