Almost Alone on Christmas Eve

With Don on vacation, Tom shares a semi-poetic ode to his absent co-host. He discusses 401k auto-enrollment. ConsumerMan, Herb Weisbaum stopes by to discuss protecting your wealth during the holidays. Are mortgage buy downs worthwhile?
Plus, some holiday callers arrive:

The first "caller" looks for help dealing with violent holiday financial discussions (sort of).

What should be done with a multiple stock portfolio?

In 2023, should an employee take advantage of new Roth 401k matching?

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