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SeedTime Money (Christian living & Personal Finances) - Podcast

SeedTime Money (Christian living & Personal Finances)

God’s put a dream on your heart. Don’t let money get in the way.

Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.

Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.

Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.

We help you spend less time thinking about money while getting better results.

The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:

- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40

Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.

And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.

Find out more at https://seedtime.com/

Investing Religion & Spirituality Christian Christianity Money Business Finance
Update frequency
every 6 days
Average duration
22 minutes
Episodes
357
Years Active
2018 - 2025
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Why we stopped “giving our age”: When God Changes Your Assignment (And Your Identity)

Why we stopped “giving our age”: When God Changes Your Assignment (And Your Identity)

We thought our story was set. For 13 years, we gave our age as a percentage of our income. It became who we were. People knew us as that couple. Our mortgage was paid off in 10 months. We wrote books…

00:34:59  |   Sat 06 Sep 2025
ChatGPT says these 10 money wasters are keeping you broke

ChatGPT says these 10 money wasters are keeping you broke

This episode was eye-opening. I asked ChatGPT what keeps everyday Americans broke—and some of the answers hit way too close to home.

Linda and I went through the list together and realized that many …

00:29:41  |   Sat 30 Aug 2025
When God tells you to SPEND more

When God tells you to SPEND more

What if being “too good” at saving and stewarding money is actually holding you back from obedience to God?

In this episode, we share the story of friends who, in their leanest financial season, felt…

00:33:11  |   Sat 23 Aug 2025
The $8,000 Lie: Why 'You Get What You Pay For' Contradicts Kingdom Living

The $8,000 Lie: Why 'You Get What You Pay For' Contradicts Kingdom Living

We almost missed out on an $8,000 furniture set for just $1,000 — because of one dangerous mindset: “You get what you pay for.”

This episode isn’t really about chairs — it’s about how this deeply ing…

00:25:19  |   Sat 16 Aug 2025
THIS kept us from getting pregnant for 9 years (& how it affects your money)

THIS kept us from getting pregnant for 9 years (& how it affects your money)

In today’s episode, we’re telling the full, raw, and unfiltered story of how one joking sentence I said over a decade ago blocked something we'd been praying, fasting, and believing for: a child.

Aft…

00:49:56  |   Sat 09 Aug 2025
My mom just went to heaven 🥺 (5 things I learned that might help you)

My mom just went to heaven 🥺 (5 things I learned that might help you)

What if the hardest thing you're walking through right now is actually where God is working the most - even when you can't see it?

A few months ago everything was normal in our family. Linda's mom co…

00:34:36  |   Sat 02 Aug 2025
Why I am starting to buy more gold (the 1 chart that changed my mind)

Why I am starting to buy more gold (the 1 chart that changed my mind)

What if I told you the same ounce of gold that could buy 400 loaves of bread today… could’ve done the same 2,000 years ago?   In this episode, we break down the ONE chart that completely shifted ho…
00:17:49  |   Sat 26 Jul 2025
Levi Lusko and The Secret to Moving Forward After Loss (Even When It Feels Impossible)

Levi Lusko and The Secret to Moving Forward After Loss (Even When It Feels Impossible)

What do you do when life punches you so hard, you don’t think you’ll ever get up?

That’s what we talked about in this raw, holy, and surprisingly hope-filled conversation with pastor and author Levi …

00:44:11  |   Sat 19 Jul 2025
(5/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: God's Forgotten Commands for your money

(5/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: God's Forgotten Commands for your money

In this final episode of our “Prosperity Gospel, Poverty Gospel, and The Gospel” series, we’re diving into the forgotten commands of scripture that every Christian should know when it comes to money.

00:50:23  |   Sat 12 Jul 2025
(4/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: Why Nothing You Have Actually Belongs to You

(4/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: Why Nothing You Have Actually Belongs to You

What if I told you that nothing you own is actually yours—and that this truth could radically change how you think about money, stress less, and give more?

In this episode, we dig into one of the mos…

00:42:09  |   Sat 05 Jul 2025
(3/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: Golden Calves and Golden Lampstands

(3/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: Golden Calves and Golden Lampstands

In this episode, we’re going deep on a topic the Church either glamorizes or demonizes—but rarely handles biblically: money.

We’re unpacking Exodus, Jesus, and even Tesla stock (yep)—to wrestle throu…

00:31:28  |   Sat 28 Jun 2025
(2/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: What Jesus actually said about money

(2/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: What Jesus actually said about money

In Part 2 of our “The prosperity gospel, the poverty gospel, and the truth most Christians miss” series, we dive into some of Jesus’ most controversial teachings on wealth. You’ve heard “sell everyth…

00:25:49  |   Sat 21 Jun 2025
(1/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: The Dangerous Lie Dividing Christians

(1/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: The Dangerous Lie Dividing Christians

This might be the most important conversation we’ve had about money, faith, and the Bible.

For years, we've wrestled with it. One side says God wants you rich. The other says being poor makes you hol…

00:42:28  |   Sat 14 Jun 2025
🤖 33 Ways We're Actually Using AI in Real Life (Not Just Theory)

🤖 33 Ways We're Actually Using AI in Real Life (Not Just Theory)

In this episode, we answer YOUR questions about how we’re using AI—personally, spiritually, and professionally.

We’re not here to debate whether AI is “good” or “evil.” We’re here to share how we're …

00:44:55  |   Sat 07 Jun 2025
This Study of $25M+ Families Will Make You Rethink Your Financial Goals with Dr. Shane Enete

This Study of $25M+ Families Will Make You Rethink Your Financial Goals with Dr. Shane Enete

I sat down with Dr. Shane Enete—professor at Biola University, PhD in personal financial planning, total Jesus-loving money nerd, and author of Whole Heart Finances: A Jesus Centered Guide to Managin…

00:32:35  |   Sat 31 May 2025
God Called Gold GOOD & Why That Forever Changed How I View Money (with Myron Golden)

God Called Gold GOOD & Why That Forever Changed How I View Money (with Myron Golden)

In this episode, we crack open something most believers have never even noticed: In Genesis 2:12, God says the gold of the land was “good.”

Wait, what?

Before money was minted, before greed and shame…

00:18:25  |   Sat 24 May 2025
AI Skills (Part 3/3): Why simply learning how to use AI can increase your income by 50%

AI Skills (Part 3/3): Why simply learning how to use AI can increase your income by 50%

This episode is the one you’ve been waiting for.

No more doom. No more dread. This is the episode where we talk about what to do next — how to prepare yourself (and your income) for the rise of AI.

W…

00:25:47  |   Sat 17 May 2025
AI and Money (Part 2/3): Why 40% of Jobs Might Be Gone in 10 Years  — And What To Do About It

AI and Money (Part 2/3): Why 40% of Jobs Might Be Gone in 10 Years — And What To Do About It

You ever watch the movie WALL-E and think, “No way that could be real”?

Well... buckle up.

This episode is PART TWO of our conversation about Artificial Intelligence — and it’s probably the most impo…

00:25:37  |   Sat 10 May 2025
AI and the Bible (Part 1/3): Is Artificial Intelligence Replacing Our Faith?

AI and the Bible (Part 1/3): Is Artificial Intelligence Replacing Our Faith?

In this episode, we ask a big, uncomfortable question: What does AI mean for our faith?

I (Bob) have been obsessed with AI lately—not just how it works, but what it means. And Linda? Well, she’s more…

00:26:55  |   Sat 03 May 2025
5 ways we can help you thrive financially this year

5 ways we can help you thrive financially this year

Today we are walking through 5 of our most valuable resources (and some free) that will help you thrive financially this year.

These are the exact tools and resources we’ve used in our own life—plus …

00:33:01  |   Sat 26 Apr 2025
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