See The Forest Through the Trees
Providing the pros and cons of various financial planning and investment strategies to help you optimize your net worth creation.
You can watch the full videos on YouTube @seetheforestthroughthetrees.
Colin Exelby, CFP® owns Celestial Wealth Management, a virtual financial advisory firm, and has over 23 years of experience providing custom financial planning and investment management to his clients.
He brings a wealth of knowledge AND real-world experience to the channel.
Make sure to subscribe to see the newest episodes first.
- Update frequency
- every 5 days
- Average duration
- 14 minutes
- Episodes
- 38
- Years Active
- 2025
5 Things to Sell BEFORE Retiring
In this video Colin Exelby, CFP® explains 5 things you should consider selling before you retire
Retirement isn’t just about what you add — sometimes the real freedom comes from what you let go of…
Your First Year of Retirement: Expect These 5 Things
In this video Colin Exelby, CFP® explains 5 things you should expect in year 1 of retirement.
Most people think about what they are retiring from....but what are you retiring to?
Retirement isn’t…
The BEST REASON to Retire As Soon As Possible!
In this video Colin Exelby, CFP® explains the top reason you should consider retirement sooner than later.
If you’ve saved enough to retire, waiting longer might be the biggest mistake you ever ma…
4 Things you MUST KNOW if You’re Retiring With A Pension
In this video Colin Exelby, CFP® explains how a pension changes your retirement planning.
Retirement planning looks completely different when you have a pension — and only 24% of working Americans…
Should You Pay Off Your Mortgage Early or Invest? (Real Life Example)
Should you pay off your mortgage early—or keep it and invest instead? In this video, we break down both sides using real numbers based on today’s interest rates, expected investment returns, and even…
How Trump’s Tax Law Will Actually Affect Your Tax Bill ($6,000 Senior Deductions, Roth, IRA)
In this video Colin Exelby, CFP® dives deep into the new "Big Beautiful Bill" tax law.
A brand-new 870-page bill just passed, and it’s filled with changes that could have a major impact on your re…
4 Ways to Pay Off Your Mortgage Early (Ugly TRUTH About Mortgage Interest)
Most people think their mortgage is just about the monthly payment—but that’s only part of the story. In this video, we break down the real cost of mortgage interest, how it’s calculated, and how muc…
Retire at 60? The Shocking Average Savings vs. What You Actually Need
In this video Colin Exelby, CFP® breaks down the average savings in America vs the number you actually need for retirement.
Wondering how much you really need to retire at 60? You’re not alone—and…
Why You Might NOT Get Half of Your Spouse’s Social Security (3 Rules)
In this video Colin Exelby, CFP® breaks down how spousal social security works.
You may have heard that spousal Social Security benefits can pay up to half of your spouse’s benefit—but that’s not …
5 Years Out From Retirement? Here’s What You Must Do Now
In this video Colin Exelby, CFP® explains 5 crucial things you must do now if you are planning on retiring in 5 years.
Imagine two 60-year-olds—same age, same income, same timeline to retirement. …
FINANCIAL ADVISOR EXPLAINS: The 6 Levels of Wealth In America
In this video Colin Exelby, CFP® explains the 6 levels of wealth in America
Most people focus on how much money they make—but that’s the wrong question. In this video, we reveal the real measure o…
Why EVERYTHING in Retirement Changes When You Have a Pension
Colin Exelby, CFP® explains how retirement changes when you have a pension.
After 20 years of helping retirees navigate life after work, I can tell you—your pension decision might be one of the mo…
Is A Fully Paid Off Home in Retirement ACTUALLY Worth it??
Colin Exelby, CFP® breaks down if a fully paid off home is actually worth it in retirement.
Is it always best to retire mortgage-free? In this video, we dive into one of the biggest retirement deb…
Trump’s $1,000 Per Child Promise EXPLAINED (What They’re Not Telling You)
Is Trump really offering $1,000 for every child through a new MAGA Account? In this video, Certified Financial Planner Colin Exelby breaks down what the MAGA Account actually is, how it works, and wh…
J.P. Morgan Studied 5 Million Retirees and found 3 SHOCKING Spending Surprises!
Colin Exelby, CFP® Dives Deep into the JP Morgan study breaking down 3 shocking spending surprises.
Are you still planning your retirement with outdated advice? This video breaks down groundbreaki…
What the “Trump Tax Bill” Really Means for Your Wallet
Colin Exelby, CFP® Explains Trumps new "Big Beautiful Bill" and how it will impact you.
In this video, we dive deep into President Trump’s newly introduced "Big Beautiful Bill" — a sweeping tax pr…
Where to Pull Funds from First in Retirement?
Colin Exelby, CFP® Explains Strategies to access your retirement accounts in the right order.
How you access your nest egg can significantly impact how long your savings last and how much you pay …
My Honest Advice on Working Past Age 65… Retire NOW
Is working one more year really worth it? In this video, I break down a real-world retirement scenario of Marcus and Sophia—both 67 and financially prepared to retire, yet tempted to delay for more s…
Retirement Expert Reveals Why Retiring at 65 May Be A HUGE MISTAKE
In this video, Colin Exelby, CFP® explains the reason why retiring at 65 may be a huge mistake
Most people plan to retire at 65—but what if that’s too late? In this video, I explain why healthy li…
Are You Making this EXPENSIVE RMD Mistake? 84% Of Retirees Are!
In this video, Colin Exelby, CFP® explains the most common RMD mistake 84% of people might be making—taking only the minimum withdrawal—why it's happening, and how it could quietly cost you thousands…