First Time Buyer in Scotland - Understand the home report

 When you buy a house in Scotland, you will often get a copy of the seller's home report. If it is a private sale, it may not be there, but if you're buying in new open market, a home report is where it tells you what the value of the property is, and it gives any, some detail on the general condition and the overview of the property.

There are some exceptions, so if you're buying a new build  you don't generally get  the. So if you buy a new build property, there's no home report there, and if you're buying privately, there may not be a home report. But generally speaking  the home report is  a valuation document and it's, there's a little bit more to it than that, but it's a valuation document that gives you an overview of the value of the property.

The general condition of the property and some things in order to make the property more energy efficient in there.  Three main parts to it. So you do have the valuation. This is known as a single survey.  The valuation part of the home report is into detail about  the property, the value, the construction type, and it gives you a general.

Overview of what  the property's condition is usually graded.  It is graded one, two, and three, and it'll tell you in there if things are graded, one, you know that it's in a good state of repair. And if things are graded three slightly, that when you move in, these things are gonna need attention straight away.

And the home report will tell you all of this information. It's a great tool for first time buyers in order to know exactly what they're walking into. Doesn't replace, in my opinion  the proper viewings that you need to go. I do still believe that you need to go to your house and feel.  Get a feel for it.

Go walk around, fuel the flow of it to see if it's going to suit your needs. But generally speaking, the home report gives you an overview of the actual condition of the property, especially if you are not in that kind of industry, you might not know what to look out for and the home reports attracting to.

Can show you that through the single survey. There's also what's called is the E P C certificate. This is something that will tell you how energy efficient your property is and it's graded again. And not only that, but there'll also be tips in there on how to make your property more cost efficient. And it would be up to you to decide does it worth by your pain?

And all bit, they'll be estimated costs is out by your paying the estimated costs to someone to come out and. For the energy saving that you're currently have, and that'll all be there in the E P C. And the final thing that it includes is your property questionnaire. This is usually completed by the current seller, and it gives an overview of  the local area, the property, if there's anything  that you need to know about it.

You would also in this section find out things like your council tax bands and that kind of thing in there. That's the three main areas to the home report in Scotland.  Something that I'm asked as well is, do first time buyers need to get a home report?  It's actually arranged by the people that are selling the house, so it's the sailors that would usually.

Get the home report sorted out for you.    Usually first time buyers don't, what may need to happen is if there's something that's flagged up in the home report. For example, if there's a recommendation to get a timber specialist out and a damp specialist and you're buying that home slightly, that you would need to do that. It is however advisable that you get a full survey completed on the property regardless.

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