Episode 70: "Risk in Retirement"

As you shift from building your nest egg to living off it, understanding and managing risk becomes critical. In this episode, we break down the biggest risks retirees face—and how they can derail your retirement if you're not prepared.👉 Topics we cover:✅ Why many stay in “accumulation mode” too long✅ The real danger of Sequence of Returns Risk✅ How working with a retirement-focused advisor differs from a Big Box approach✅ Understanding your personal risk score—and why it matters✅ Knowing what you’re invested in✅ Navigating different risk tolerances between spousesDon’t leave your retirement to chance—learn how to approach risk the right way in retirement!Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇TIMESTAMPS00:00 Risk in Retirement09:28 Being a creature of habit when it comes investment risk 14:40 Why many stay in “accumulation mode” too long19:50 The real danger of Sequence of Returns Risk30:30 How working with a retirement-focused advisor differs from a Big Box approach36:20 Understanding your personal risk score—and why it matters42:45 Knowing what you are invested in46:10 Navigating different risk tolerances between spouses
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Learn the key components you need to include in your retirement plan. Check this video out: https://youtu.be/QkJzvbZ_gDs
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DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.









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