Episode 57: "When Should You File for Social Security? "

Deciding when to file for Social Security is one of the most important financial decisions you’ll make in retirement. In today’s show, retirement experts Tom Mosley and Kristin Oakley provide a comprehensive overview of Social Security filing ages and explain the key differences between maximization and optimization strategies. They break down the Social Security break-even point and what it means for your long-term benefits. Additionally, Tom addresses specific considerations for those who are married or widowed, offering guidance to help you make the best decision for your unique situation. Whether you’re planning ahead or approaching retirement, this show will equip you with the knowledge to navigate your Social Security options confidently. Listen now to learn how to make the most of your benefits! Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇 TIMESTAMPS 00:00 When should you file for Social Security? 04:40 Social Security filling ages – A quick overview 08:24 Social Security maximization vs. Social Security optimization 23:10 The Social Security break-even point 28:19 Social Security decisions when you are married 33:18 Surviving spousal benefits 34:50 Social Security widow/widower tips 41:34 Social Security when you are divorced 45:30 Social Security strategies if you are single 47:30 Things that can ruin your Social Security
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Learn the key components you need to include in your retirement plan, check this video out: https://youtu.be/QkJzvbZ_gDs
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