Retirement Coffee Talk
Retirement Coffee Talk is the ultimate podcast for anyone seeking financial insights on retirement planning. Join Charisse Rivers, the founder and president of Zinnia Wealth Management, for a blend of fun and informative discussions on the latest financial trends and the keys to achieving a fulfilling retirement.
Whether you're a seasoned investor or just beginning your financial journey, Retirement Coffee Talk is your go-to. Tune in weekly and empower yourself to make confident financial decisions for a secure and fulfilling retirement.
💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!
- Update frequency
- every 3 days
- Average duration
- 20 minutes
- Episodes
- 385
- Years Active
- 2019 - 2025
Vanguard has a warning about the stock market | Is your 401(k) secretly loaded with fees? | Something many financial advisors are using now that they never used before.
A warning to pull back on risk in the market. Too many fees and too little performance. Does that describe your 401(k)? A new retirement risk to look out for.
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Are There Parts of Your Retirement Portfolio That Are “Over-Stuffed”? | How Much Does an IRA-to-Roth Conversion Help | A Major Corporation Slashed It's Dividend: Is This a Trend?
On this episode:
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An old financial practice is making a comeback.
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What are the benefits of converting IRA money to Roth?
- Retirees aren't buying into financial "rules of thumb" anymore.
Like thi…
Should We Follow Warren Buffett’s Current Investment Strategy? | A Retirement Lesson from George Carlin | The One Question You Should Ask Yourself BEFORE You Retire
On this episode:
- Warren Buffett is pulling back from the stock market. Should you?
- We all need a place for our stuff. Is all your financial stuff in the right place?
- Are you ready to retire? First a…
Interview with Jonathon Fleece of Empath Health | Support for Families During Dementia, Alzheimer’s, and Parkinson’s.
Where do you turn when a family member is showing signs of memory loss or in the last stages of life. We talk to Jonathon Fleece of Empath Health.
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Over 70% of People in Retirement Say They Wish They Had Done THIS
Taxes may be one of the biggest surprises in retirement. The time to develop a plan is BEFORE you retire.
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Did You Go to Cash When the Market Went Down 20%? Now What? | If You Are Mentally Ready to Retire but Not Sure About the Finances
On this episode:
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Many market timers are kicking themselves right now. Are you one of them?
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Do you really have to slog through a few more years on the job? Maybe you can retire now.
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They aren’t …
7 Places NOT to Put Your Retirement Money
Everyone has an opinion where to put your money. We have a list of places to avoid.
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The Latest Retirement Problem: People Are Scared to Spend | Is One Month Better to Retire Than Another? | What is Your “Cash on the Sidelines Fund” Used For?
On this episode:
- The fear of running out of money is resulting in people not enjoying their retirement.
- Picking your retirement date. Is there a perfect month?
- A new trend among baby boomers for est…
Retirees Are Saying, “I Wish I Had Done THIS Before I Retired”
Many seniors are getting into their 70s and getting slapped with big tax bills. What is happening and how can you avoid it?
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The Advantages of Using a Financial Advisor | The Tax Problem Many Seniors Are Experiencing Just a Few Years Into Retirement | What Are People Looking for in Their Retirement Plan?
On this episode:
- Only 25% of people use a financial advisor. What are their reasons for going it on their own?
- 72% of seniors wish they could go back in time and fix this tax problem.
- When people pi…
70% of People in a Study Say THIS Will Be Key to a Successful Retirement
Charisse explores what may be the most important factor for you to have the retirement you’re dreaming of.
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5 Things to Give You the Green Light for Retirement
There are a record number of people turning 65 this year and they are wondering if they are ready to retire. Charisse goes through her list to give you the green light.
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A Common Find in Our Retirement Portfolio X-Ray
When you come in for your Portfolio X-Ray, we’ll dive into the risk you are taking, your performance, your tax liability, and more. But today we discuss what might be the most eye-opening moment of o…
How Has the Big Beautiful Bill Changed Your Retirement Planning?
Taxes, Social Security, and Healthcare. The laws keep changing. What do you need to know about the Big Beautiful Bill?
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If You Die with Millions, Your Financial Plan Failed!
The fear of running out of money is real, and it has created another new problem in retirement.
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Are You Addicted to the Growth of the Stock Market? | The #1 Spending Problem People Face in Retirement | This 401(k) Choice May Not Be Working for You | Two Forces That May Grab HALF of Your Retirement Savings
On this episode:
- TINA is back! People believe There Is No Alternative to the stock market. Are they correct?
- You may not spend too much or run out of money in retirement. But you may make this easy …
Do You Have to Be On the Market Roller Coaster?
The CBS Morning Show is following people getting ready for retirement. After the April market pull back, they visited with one couple from Boston who were feeling the pain of losing market money and …
The Angry Dog Ready to Take a Bite Out of Your Retirement Money
Charisse and her daughter Ella have fun with Dog Bite Awareness month. How big and bad is the dog after your retirement money?
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97% of You Fall into This Category for Retirement Planning
The number of people that have over a million dollars saved for retirement is shockingly low. Are your retirement concerns and planning that much different than a millionaire?
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At What Point Do You Get Off the Market Roller Coaster? | How Many People Have Actually Saved 1 Million Dollars for Retirement? You’ll Be Shocked | What Could Take the Biggest Bite Out of Your Retirement Money?
On this episode:
- If the up and down of the stock market bothers you, ask yourself THIS question.
- The number “they say” we need for retirement keeps going up. How many people are actually getting the…