Health Insurance Options When Retiring Before You’re Eligible for Medicare
- Author
- Cameron Valadez
- Published
- Mon 23 Oct 2023
- Episode Link
- https://retiredishpodcast.com/30
I discuss the common options you have for health insurance coverage when retiring before you are Medicare eligible at age 65.
More specifically, I discuss:
- Jumping on Your Spouse’s Employer Health Plan
- Considering Shopping The Health Insurance Marketplace – Affordable Care Act
- Continuing Coverage Through The Consolidated Omnibus Budget Act – COBRA
- Looking into Healthcare Cost-Sharing Arrangements or “Faith-Based” Plans
- Retiree Health Plans Through a Former Employer in the Public Sector, Government, or Military
Resources:
The key moments in this episode are:
00:00:00 - Planning for Health Insurance Coverage in Retirement
00:03:22 - Spouse's Employer Group Health Plan
00:04:36 - COBRA Continuation Coverage
00:06:55 - Health Insurance Marketplace
00:10:43 - Choosing Coverage via the Marketplace
00:14:47 - Health Coverage Options for Retirees
00:15:57 - Considerations for Spouses
