Loan Consolidation

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What is loan consolidation should it be done and how it is done. Will give another way to reduce debt if unable to get loan consolidation1. 

Article Link: 

https://www.consumerfinance.gov/ask-cfpb/what-do-i-need-to-know-if-im-thinking-about-consolidating-my-credit-card-debt-en-1861 

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