Most do not keep track of spending, which is when problems can and will start. Too much debt is cause by spending too much money and unaware of that problem.
Article Links:
https://www.myhubble.money/blog/the-benefits-of-tracking-your-spending-habits
https://www.lifehack.org/482228/5-surprising-benefits-of-tracking-your-spending By Sharen Ross
https://oboloo.com/blog/the-importance-of-keeping-track-of-expenses/
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