Real Estate Finance
Welcome to California Real Estate Finance. This is one of the twelve courses that students can use to meet the third course requirement for a California State Salesperson's License. Additionally, the course helps students prepare for further studies in real estate. This course covers real estate financing: lending policies, and problems; financing transactions in residential, apartment, commercial, and special purpose properties; and methods of financing properties. This course applies towards educational requirements for both a salesperson's or broker's examination.
- Update frequency
- every day
- Average duration
- 58 minutes
- Episodes
- 32
- Years Active
- 2010
Show 01
This was the first show for the class and provided an overview of the course materials.
00:56:33 |
Tue 05 Jan 2010
Show 02
This was the second show in the course and covered the history of money, The Federal Reserve System, and the future of money as a medium of exchange. Also, there was a review and discussion of the F…
00:58:32 |
Tue 05 Jan 2010
Show 03
This was the third show in the course and covered the real estate/business cycle. Also, factors such as population growth, politics, social issues, etc., that affect real estate values and finance we…
00:58:15 |
Tue 05 Jan 2010
Show 04
This show continued the discussion of Real Estate Cycles and the Secondary market. The three main Secondary Market Associations FNMA, GNMA and FHLMC were discussed in detail. Also, students were show…
00:58:26 |
Tue 05 Jan 2010
Show 05
This show began with a discussion of Sources of Funds and The Primary Market. Traditional Direct Lenders such as Savings and Loans, Commercial Banks and Credit Unions were discussed. Also, the Saving…
00:58:22 |
Tue 05 Jan 2010
Show 06
This show continued with a discussion of Sources of Funds and The Primary Market and covered the role of indirect lenders. Indirect Lenders such as Pension Funds, Insurance Companies, Mortgage Broker…
00:58:42 |
Tue 05 Jan 2010
Show 07
This show began with a discussion of the Secondary Mortgage Market and how it operates. Also, there was a extensive demonstration of the financial tools on the Freddie Mac web site.
00:58:35 |
Tue 05 Jan 2010
Show 08
This show continued with a discussion of the Secondary Mortgage Market and Federal Credit Agencies. Topics covered included Farm Credit Agencies, Farm Credit System, Federal Housing Agency and Veter…
00:58:24 |
Tue 05 Jan 2010
Show 09
This show began with a discussion of Federal Regulation and Consumer Protection. Many of the Federal Disclosure and Fair Housing Acts were discussed. Also, there was an extensive discussion of the …
00:58:22 |
Tue 05 Jan 2010
Show 10
This show continued the discussion of the Real Estate Settlement Procedures Act (RESPA). The "Good Faith Estimate of Closing Costs Statement" was discussed in detail including the handbook that expl…
00:58:32 |
Tue 05 Jan 2010
Show 11
This show began with an overview of State Regulation of Lending and included an explanation of the differences between the state and federal laws and responsibilities. Estates, types of deeds used t…
00:58:30 |
Tue 05 Jan 2010
Show 12
This show provided a review for the first third of the course and covered the following topics:
* Then and Now: A Short History of Finance
* Real Estate Cycle and The Secondary Market
* Sources of F…
00:58:29 |
Tue 05 Jan 2010
Show 13
This show provided an overview of the Financial Instruments used in real estate financing. Promissory Notes, Deeds of Trust, Deed of Reconveyance, the foreclosure process, and Trustee’s Sale were di…
00:58:27 |
Tue 05 Jan 2010
Show 14
This show continued the discussion of the Financial Instruments used in real estate financing and differences between Deeds of Trust and Mortgages and the difference in the foreclosure process of eac…
00:58:21 |
Tue 05 Jan 2010
Show 15
This show provided an Overview of The Loan Process including shopping for a loan, filling out the loan application and which documents to bring to the lender when applying for a loan.
00:58:25 |
Tue 05 Jan 2010
Show 16
This show provided an Overview of Escrow Procedures. There was also a demonstration of the Financial Title Insurance Company we site which covers the loan process and escrow procedures.
00:58:21 |
Tue 05 Jan 2010
Show 17
This show provided an overview of Conventional Financing fixed rate 30 year and 15 year loans were discussed. Conforming vs. Nonconforming loans including a history of the amount limits of these loa…
00:58:09 |
Tue 05 Jan 2010
Show 18
This show continued with a discussion of conventional financing. Secondary financing, private mortgage insurance and 90%, 95% and 100% financing were discussed. Also, easy documentation loans, assu…
00:58:16 |
Tue 05 Jan 2010
Show 19
This show provided an overview of different types of Alternative Financing programs. The show began by covering many of the details for these programs like discount points and Mortgage Buy-Down Plans…
00:58:05 |
Tue 05 Jan 2010
Show 20
This show continued the discussion of different types of Alternative Financing programs. The show began by covering the details for Adjustable Rate Mortgages. The last part of the show discussed Grow…
00:58:43 |
Tue 05 Jan 2010
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