Kimberly Waterhouse: USMC to Top Jacksonville Agent

Is your brokerage truly giving you freedom, flexibility, and financial growth?

In this episode of the Real Estate Excellence Podcast, Tracy Hayes welcomes with Kimberly L. Waterhouse, Veteran USMC. Kimberly shares how her journey from the United States Marine Corps to Jacksonville real estate has been a masterclass in reinvention. With a rich background in media, marketing, and business leadership, Kimberly brings more than just property expertise—she brings people-first values, military grit, and a deep understanding of Jacksonville’s evolving communities.

Kimberly dives deep into the nuances of VA loans, new construction challenges, and the power of truly knowing your client. From advocating for veteran homebuyers to spearheading relocation success stories, Kimberly's authenticity and dedication shine. Whether you're a new agent, seasoned pro, or simply passionate about purpose-driven business, this episode will leave you energized and informed.

Loved Kimberly’s story? Share this episode with a veteran, aspiring agent, or someone relocating to Jacksonville!

Highlights:

00:00 – 13:59 Starting Strong: Military Roots and Real Estate Beginnings

• Kimberly’s Marine Corps experience and discipline
• Transition from military to business world
• Lessons from Camp Pendleton
• Embracing military values in real estate
• Starting with Berkshire Hathaway

14:00 – 25:59 VA Loans Demystified

• Why many veterans don’t use their VA benefits
• Key misconceptions about VA loans
• How VA loans compare to other options
• Educating sellers about VA buyers
• Leveraging VA loan assumptions

26:00 – 38:59 The Power of Pre-Listing Inspections

• Importance in today’s insurance market
• Real examples of inspection deal-breakers
• How it builds trust with buyers
• Avoiding renegotiation pitfalls
• Saving time and money upfront

39:00 – 50:59 Homeownership Journeys: Personal and Professional

• Kimberly’s first-time homebuyer story
• Budgeting, planning, and long-term vision
• Unexpected life changes and real estate impact
• The rise of single women homeowners
• Using her journey to guide clients

51:00 – 1:04:59 New Construction: Expect the Unexpected

• Why new builds still need inspections
• Issues with builders during high-demand years
• Being a client advocate during construction
• Virtual check-ins and milestone walkthroughs
• Learning to speak up for the buyer

1:05:00 – 1:22:31 Market Trends and Local Expertise

• Navigating Florida’s competitive housing market
• The impact of interest rates and inventory shifts
• Balancing seller concessions and buyer needs
• Strategic marketing and community presence
• Staying ahead with local knowledge
• Conclusion

Quotes:

 “You learn so much about yourself when you're out in the field, digging your own latrine and pitching your own shelter.” – Kimberly L. Waterhouse, Veteran USMC

 “Just because you're a veteran doesn't mean you can't still benefit—VA loans are powerful and underutilized.” – Kimberly L. Waterhouse, Veteran USMC

“I shine in openness and conversation—there’s no substitute for showing up and listening.” – Kimberly L. Waterhouse, Veteran USMC

 “It’s not about the technology; it’s about using it to give you more time for the human connection." – Kimberly L. Waterhouse, Veteran USMC

To contact Kimberly L. Waterhouse, learn more about their business, and make them a part of your network, make sure to follow them on Website, Twitter, Instagram, and Facebook.

Connect with Kimberly L. Waterhouse, Veteran USMC!

Website: https://www.realestatenefl.com

Twitter (X): https://twitter.com/@reconnectornefl

Instagram: https://www.instagram.com/realestatenorthflorida/

Facebook: https://www.facebook.com/klwaterhouse

Connect with me! Website: toprealtorjacksonville.com  

Website: toprealtorstaugustine.com 

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