Coffee Break - Whole Life Insurance: Guaranteed Cash Values & Dividends

Whole Life insurance has existed for well over a century; yet to many there is confusion as to how the accumulation of its Cash Values work.  There’s a Guaranteed-side to Whole Life insurance that’s built-in contractually and there’s a side which can accumulate through the use of dividends which may be declared by mutual insurance companies, which allows policyowners to participate in the profitability of the issuing life insurance company.  This episode describes the simplicity of how the equity builds into a permanent whole life insurance policy.