03:40 Self Development & Purpose 12:45 Thought & Effort - Be the best you can 25:40 Long Term Logical Thinking – Being “All In” 31:57 Inflation & The Fiduciary Standard 35:15 Life Insurance – The “Turbo Charger” 40:58 Retirement vs Re-wire-ment 44:40 Continuing Education – “Know Your Stuff” 49:55 Who’s Pocket Would You Like Your Money to Go Into? 59:23 Putting a “Down Payment” on your Whole Life Insurance