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PROPERTY HARD TRUTHS SG - Podcast

PROPERTY HARD TRUTHS SG

Ejen Hartanah Bertauliah Neeza Ali ( R009487D) dan Nizam Adli (R009461J) yang lebih dikenali sebagai NEEZANIZAM - SGRealEstateDUO, ejen pasangan suami-isteri yang berpengalaman dalam isu hartanah Singapura sejak 2008 lagi. Podcast ini adalah kompilasi perbincangan ataupun pengkongsian mengenai semua perkara tentang hartanah di Singapura (Raw - No edit). Neeza & Nizam are licensed real estate agent in Singapore since 2008, a husband-and-wife team and have many experiences dealing with clients from all walks of life. In this podcast, all sharing here are used to empower more clients out there to know what's the right thing to do in managing their assets - property. With more than over 20 years experienced combined, you can trust NEEZANIZAM to assist you in all your real estate needs in Singapore. HDB, Exec Condo, Private Condo , Landed or Cluster housing - we've got you covered. Contact us at Nizam Adli +65-96704504 or Neeza Ali +65-97876959 To know more abt NEEZANIZAM, pls visit https://www.neezanizam.com/whyneezanizam Follow and Subscribe with u: IG https://www.instagram.com/neezanizamsg/ YOUTUBE https://www.youtube.com/c/NeezaNizamSG

Investing Business How To Education
Update frequency
every 9 days
Average duration
21 minutes
Episodes
73
Years Active
2020 - 2025
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Season 5 Episode 08 - 2 Burst Deals and a Landed : Start To My Real Estate Journey

Season 5 Episode 08 - 2 Burst Deals and a Landed : Start To My Real Estate Journey

Ethan, a realtor since 2022, shared his journey and challenges in the real estate industry. His first deal was an HDB divorce case, which he handled despite initial fears. His second deal involved a …

00:44:49  |   Tue 16 Sep 2025
Season 5 Episode 07 - No Salary, No Safety Net

Season 5 Episode 07 - No Salary, No Safety Net

In this episode of the "Property Hard Truth" podcast, Nizam Adli interviews Geoffrey Lim, a young real estate agent with two years of experience. Geoffrey shares his motivations for entering the indu…

00:34:40  |   Tue 09 Sep 2025
Season 5 Episode 06 - SERS vs VERS

Season 5 Episode 06 - SERS vs VERS

Nizam Adli and Neeza Ali discuss the recent announcement by the Minister of National Development, Mr. Chi Hong Tat, regarding the end of the Selective En bloc Redevelopment Scheme (SERS) for HDB flat…

00:26:15  |   Wed 20 Aug 2025
Season 5 Episode 05  - Can I Buy Without Selling My HDB?

Season 5 Episode 05 - Can I Buy Without Selling My HDB?

NeezaNizam discusses the possibility of upgrading an HDB without selling it, highlighting the conditions and terms involved. He explains that HDB owners must wait five years from the minimum occupati…

00:06:17  |   Thu 07 Aug 2025
Season 5 Episode 04 - HDB to Condo. Can I Really Afford It?

Season 5 Episode 04 - HDB to Condo. Can I Really Afford It?

NeezaNizam discussed the feasibility and affordability of upgrading from an HDB to a condo. They emphasize that many clients are everyday Singaporeans, including teachers, nurses, and business owners…

00:08:31  |   Wed 23 Jul 2025
Season 5 Episode 03 - Can Money Buy Happiness?

Season 5 Episode 03 - Can Money Buy Happiness?

What really makes us happy when it comes to money? 

In this episode, we shared Harvard professor and happiness expert Arthur Brooks views where he breaks down the five things we can do with money—and …

00:07:43  |   Mon 14 Jul 2025
Season 5 Episode 02 : HDB Profit Erosion - Is it True?

Season 5 Episode 02 : HDB Profit Erosion - Is it True?

“Alright, let's talk about something really important today — HDB profit erosion. This is something many homeowners overlook until it's too late.


 You see, in the past, it was very common for people t…

00:10:12  |   Mon 07 Jul 2025
Season 5 Episode 01 - HIGH Floor. Not Always Better.

Season 5 Episode 01 - HIGH Floor. Not Always Better.

This episode NeezaNizam discussed the fact that HIGH FLOOR units do not necessary are better units.  No sugar coated stuff, just the hard truths.

If you have any queries on any real estate matters, DM…

00:09:09  |   Thu 03 Jul 2025
Ep 65: BTO Take Up Rate Muted! Why You Need To Be Concern If You Are Selling Your HDB.

Ep 65: BTO Take Up Rate Muted! Why You Need To Be Concern If You Are Selling Your HDB.

This episode NeezaNizam discussed the impact of the muted BTO launch in December 2023 and how it will affect HDB resale market come 2024.  No sugar coated stuff, just the hard truths.

If you have any …

00:31:08  |   Sun 17 Dec 2023
Ep 64: Higher Property Tax 2024 - What You Need To Know Before Renting Out Your Property?!

Ep 64: Higher Property Tax 2024 - What You Need To Know Before Renting Out Your Property?!

This episode NeezaNizam discussed the impact of higher property tax for both owner occupied and non-owner occupied property in Singapore.  No sugar coated stuff, just the hard truths.

If you have any …

00:28:20  |   Wed 13 Dec 2023
Ep 63: Manner of Holding - Why It Can Be Complicated When It Comes To Selling?

Ep 63: Manner of Holding - Why It Can Be Complicated When It Comes To Selling?

This episode NeezaNizam discussed the impact on manner of holding between non-spouse.  No sugar coated stuff, just the hard truths.

If you have any queries on any real estate matters, DM us today at 9…

00:26:52  |   Fri 08 Dec 2023
Ep 62: Cash Over Valuation. Why Paying COV Might Just Be Worth It ??!!

Ep 62: Cash Over Valuation. Why Paying COV Might Just Be Worth It ??!!

This episode NeezaNizam discussed why it might just make sense to pay COV especially if the unit checks all your boxes including renovation.  No sugar coated stuff, just the hard truths.

If you have a…

00:23:02  |   Sun 03 Dec 2023
Ep 61: Right Price or Pricing It Right!! Why HDB Selllers Must Manage Expectations

Ep 61: Right Price or Pricing It Right!! Why HDB Selllers Must Manage Expectations

This episode NeezaNizam discussed HDB sellers should price their unit RIGHT and not be too EMOTIONAL on getting the HIGHEST price.  No sugar coated stuff, just the hard truths.

If you have any queries…

00:26:33  |   Thu 30 Nov 2023
Ep 60: Is It A Buyers' Market Today?! Is Property Market in SG Shifting?

Ep 60: Is It A Buyers' Market Today?! Is Property Market in SG Shifting?

This episode NeezaNizam discussed whether the property market in SG is shifting to a buyers' market or it has also shifted?!!  No sugar coated stuff, just the hard truths.

If you have any queries on a…

00:18:22  |   Thu 02 Nov 2023
Ep 59: Are Your CPF Funds Working Hard For You? Why it is world’s top 10 Retirement Scheme

Ep 59: Are Your CPF Funds Working Hard For You? Why it is world’s top 10 Retirement Scheme

This episode NeezaNizam discussed why Singapore's CPF scheme is among the top 10 in the world. But the question is are we taking advantage of it?? No sugar coated stuff, just the hard truths.

If you h…

00:20:20  |   Sun 22 Oct 2023
Ep 58: Fully Paid Flat. Is It Really A Wise Move?

Ep 58: Fully Paid Flat. Is It Really A Wise Move?

This episode NeezaNizam discussed why fully paying your flat might not be the best option for you. Understand the fundamentals of fully paying your flat with the RIGHT resources. CASH or CPF? No suga…

00:11:13  |   Wed 11 Oct 2023
Ep 57: CPF Accrued Interest. Why Are We Still Talking About It?

Ep 57: CPF Accrued Interest. Why Are We Still Talking About It?

This episode NeezaNizam discussed why people are still clueless about the use of CPF an its accrued interest. Why do we need to "pay back" when we sell our flats. Is it our own money? No sugar coated…

00:14:57  |   Fri 06 Oct 2023
Ep 56: Manner of Holding. Does It Really Matter To You?

Ep 56: Manner of Holding. Does It Really Matter To You?

This episode NeezaNizam discussed the misconception of estate distribution especially when it comes to islamic faraid law. The difference in the manner of holding  determines what happen to the asset…

00:26:52  |   Thu 05 Oct 2023
Ep 55: Can My HDB Fetch $1M?

Ep 55: Can My HDB Fetch $1M?

This episode NeezaNizam discussed probably the dream of every Singaporean whether their HDB flat will fetch $1M in the resale market. Or is it just a dream.... No sugar coated stuff but the hard trut…

00:17:14  |   Thu 21 Sep 2023
Ep 54: 15 Years Wait To Buy BTO. Is It Worth it?

Ep 54: 15 Years Wait To Buy BTO. Is It Worth it?

This episode NeezaNizam discussed whether the 15 years wait for a fellow Singaporean to buy his first BTO was worth it. His video went viral and we salute his determination. But what could have been …

00:23:49  |   Tue 19 Sep 2023
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